If you live in Texas and you`re a homeowner, you might have heard of First American Home Warranty. This company offers protection plans for homeowners in case of unexpected repairs and replacements in their homes. To get a better understanding of their services, let`s take a closer look at a sample contract for a First American Home Warranty in Texas.
First American Home Warranty Sample Contract for Texas
The contract is divided into two parts. The first part is the „Home Warranty Agreement,“ which outlines the coverage terms and conditions of the policy. The second part is the „Service Fee Schedule,“ which lists the fees associated with any service requests.
Home Warranty Agreement
The Home Warranty Agreement lists the coverage items and exclusions of the policy. Here`s a summary of some of the items covered by the agreement:
– Air conditioning and heating systems (up to a certain limit)
– Electrical system failures
– Plumbing system failures (including stoppages and leaks)
– Appliance failures (such as dishwashers, range cooktops, ovens, and refrigerators)
– Water heaters (up to a certain limit)
– Garbage disposals
– Ceiling and exhaust fans
– Central vacuum systems
– Doorbells
– Smoke detectors
Some of the items not covered by the agreement include:
– Pre-existing conditions
– Any items excluded from coverage in writing by First American
– Appliances with pre-existing defects
– Any damages caused by natural disasters or war
– Any damages caused by negligence or misuse
Service Fee Schedule
The Service Fee Schedule lists the fees associated with any service requests. The homeowner is responsible for paying a service fee for each service request. The fee ranges between $75 and $100, depending on the type of service requested. The fee must be paid at the time of the service request, either by check or credit card.
The service fee is waived if the service request is for the same item within 30 days of the original repair, a situation called a „recall.“ Moreover, the service fee is also waived if a contractor determines the item is not covered in the policy or it is beyond repair.
In conclusion, if you`re a homeowner in Texas, you might want to consider getting a home warranty from First American. Their policies can protect you from unexpected repairs and replacements that might cause you a lot of money. And now that you know what`s included in their sample contract, you can make an informed decision about whether to choose their services.