KÜNSTLERSOZIALKASSE / KSK
The Künstlersozialversicherungsgesetz (KSVG) – or artists’ social security act – offers self-employed artists and publicists social security in connections with old-age pensions, health insurance and nursing care insurance. Similar to employees, eligible individuals will only have to pay half of the insurance premiums.
YOUR BENEFIT AS AN ARTIST
The Künstlersozialkasse (KSK) covers 50 % of a member’s contributions for pension schemes, health insurance and nursing care insurance. Members remain with the health insurance provider already signed up with. The KSK will verify that the individual is in fact affiliated with an occupational group that is subject to insurance deductions.
“According to Article1 of the KSVG (artists’ social security act), the condition for participation in compulsory insurance is partaking in paid professional work in the arts or publishing in order to ensure one’s livelihood. The following criteria must be met:
The individual must be a self-employed artist or publicist and carry out his or her work not just on a temporary basis. Additionally, this work must be carried out largely within Germany. Generally, individuals who – similar to entrepreneurs – employ more than one employee, are not eligeble; nor are those who do not earn a minimum annual income ”